IMIA Independent Mortgage & Investment Advisors IMIA Independent Mortgage & Investment Advisors

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 Welcome

Why use an IFA?
Thank you for visiting our website. We are Independent Financial Advisers (IFA) providing personalised advice on:

Paperwork and coffee

Getting the right advice means speaking to the right people.

We adhere to strict FSA (Financial Services Authority) guidelines, which obligate us to provide advice most suited to your personal requirements, affordability and your risk profile.

Mike Rushie, Mortgage Adviser, Bangor We adhere to strict FSA (Financial Services Authority) guidelines, Many people think an IFA is only for the wealthy but this is not the case. The majority of our clients are everyday people from all walks to life. Our services are open to everyone.

We have a wealth of experience and support behind us. We concentrate on the suitability, risk and strength of new and existing financial products and providers. We hold professional indemnity insurance and are registered under the Consumer Credit Act and Data Protection Act and hold the appropriate licences.

For anyone to find the best products and providers in any market you first have to possess the knowledge, experience and tools to find your way. We look after our clients on a daily basis and understand the financial / mortgage market and what is important to consumers.

Mr Michael P Rushe
Cert PFS, Cert CII(MP)
Principal

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Contact Us

IMIA
Independent House
11 Hamilton Road
Bangor BT20 4JP
Northern Ireland
T 028 91 450000
F 028 91 467550

E michael@imia.co.uk

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Independent Mortgage & Investment Advisors and Independent Mortgage & Insurance Advisors are both Trading Styles of IMIA Limited which is authorised and regulated by the Financial Services Authority, and is entered on the FSA register (www.fsa.gov.uk/register) under reference 436239.

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

The FSA do not regulate some forms of Mortgage or Inheritance Tax Planning.

IMIA Limited: Registered in Northern Ireland: Company No: NI054893

For advice on any of the above, Contact Us now.

Your home may be repossessed if you do not keep up repayments on your mortgage.

For Mortgages we can be paid by Commission or a Fee or a combination of both. If paying by Fee this is charged at an hourly rate of £120.00. For example it typically takes us 10 hours to complete the advice, recommendation process, administration and preparation of a Mortgage, therefore the Fee would be £1,200.00. As an alternative we will charge a minimum of 1% of the loan, whichever is greater. This Fee note & or Commission, is in addition to any marketing allowance we may receive from the product provider we recommend to you.

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